Post by account_disabled on Jan 30, 2024 5:16:23 GMT -6
The consortium system is a means of acquiring goods and services on the national market, allowing, through the management of a duly authorized administrator, the creation of a group of people (individuals and/or legal entities) who, through their contribution, form a fund capable of delivering values to the contemplated consortium member. Perhaps from a simple analysis of what was stated in the previous paragraph, the impression will be left that the national consortium system is simple when all the (legal) aspects involved are analyzed, which, unfortunately, is not true. Despite the consortium system being governed by Law 11,795/2008, it is the Central Bank that regulates the nuances of what can or cannot actually be carried out, and does so through Circulars and other regulations.
Circular 3432/2009 (from the Central Bank of Brazil) is possibly Buy Phone Number List the one that brings the greatest number of rules on the system as a whole. It is not unknown that joining a consortium group has been, especially in the current moment of economic and political instability, a way of enabling the acquisition of goods and services without the high interest rates charged in conventional financing (or other services) offered by Financial Institution. It turns out that a judicial understanding on a point involving the consortium system can cause great instability in the management of the groups, damaging the entire economic-financial feasibility study carried out by the administrator, and the other consortium members.
Before proceeding, it is necessary to make the following statement: the payment of a consortium quota, by any means, does not presuppose its immediate consideration. The above statement is important as there is currently an increase in legal requests for the consideration of consortium quotas when the consortium member pays off said contract, before the last meeting of the plan. In these cases, the consortium member anticipates payment of the monthly installments due by paying off the contract and then intends to be entitled to the credit, even if it is not yet included in a draw or bid, as contractually provided.
Circular 3432/2009 (from the Central Bank of Brazil) is possibly Buy Phone Number List the one that brings the greatest number of rules on the system as a whole. It is not unknown that joining a consortium group has been, especially in the current moment of economic and political instability, a way of enabling the acquisition of goods and services without the high interest rates charged in conventional financing (or other services) offered by Financial Institution. It turns out that a judicial understanding on a point involving the consortium system can cause great instability in the management of the groups, damaging the entire economic-financial feasibility study carried out by the administrator, and the other consortium members.
Before proceeding, it is necessary to make the following statement: the payment of a consortium quota, by any means, does not presuppose its immediate consideration. The above statement is important as there is currently an increase in legal requests for the consideration of consortium quotas when the consortium member pays off said contract, before the last meeting of the plan. In these cases, the consortium member anticipates payment of the monthly installments due by paying off the contract and then intends to be entitled to the credit, even if it is not yet included in a draw or bid, as contractually provided.